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E.C. Moran offers many solutions for your commercial insurance needs. These include the following:

 

 

 

 

Contractors

Liability for Contractor operations, the policy may also offer some coverage for tools and equipment

Business Owners

Packaged coverages for building, Business Personal Property, Liability and Medical Payments. Broadening endorsements are available and vary by company

Commercial Package policy

Individual coverages for Building and Business Property and Business Liability

General Liability

Considered a monoline policy, this covers Business Liability without any coverage for property such as Building or Personal Property

Workers Compensation

Rated based on payroll and classification of work the employee does, this covers workplace injuries and is required by law of certain employers

Business Automobile

Used when a vehicle is Corporately owned, has signage, carries property or makes deliveries for example.

Inland Marine

This policy is also called a "Floater", and is used for a wide variety of equipment that moves around such as Builders' Risk, Equipment, Jewelry, Contractors Equipment, Fine Arts, for example

Commercial Umbrella

Used to offer an additional amount of Liability coverage above the Businessowners or Package policy or Business Auto

Ocean Marine

For risks such as commercial fishing, marinas, etc

Lobster Boats

Policies include coverage for the hull itself, and then Liability for the operations of the boat, and for the crew