Insurance News

Pay As You Drive & SAVE

Posted on 09/15/2011 at 11:00 pm by EC Moran Insurance Company
Viewed 3,796 times

Safe and Low Mileage drivers can save up to 30% with the new SnapshotSM discount from Progressive.

A business traveler who parks her car a the airport several days a week. A city-dweller who only drives on the weekends. A retiree who no longer commutes several hours in stop and go traffic. A defensive driver who avoids hard braking and late night driving. All are less likely to be involved in a car accident so shouldn't they pay less for insurance?

E. C. MORAN on Main Street in ROCKLAND thinks so. That is why they are proud to offer Snapshot, an optional discount program from Progressive that helps safer drivers earn the discounts they deserve.

With Snapshot, customers finally have the choice to pay for car insurance based on how they drive, not how their neighbor drives. People who drive less, in safer ways, and during safer times of the day can save up to 30% more on their car insurance.

"Snapshot gives customers more control over what they pay, and a clearer understanding of what factors influence price" states Patricia Moran Wotton of E. C. Moran Company, Inc.

Powering this program is the Snapshot device itself, which plugs into the online diagnostic port (OBD-II) found near the steering wheel of most cars built after 1996. The devices sleek design houses the latest advances in telematics and mobile technology, enabling the customer to automatically and wirelessly, share their driving patterns with Progressive.

After 30 days, the customer can log in to Progressive to see how much of an initial discount they are earning, and what changes they can make to their driving habits to save even more. At the end of the 6 month policy term, the customer returns the device to Progressive, and Progressive sets the discount for future renewals.

Drivers with more than one car can decide which of their cars, if any, to enroll in Snapshot. For example, a person with a second car that is driven less frequently, may enroll that car in snapshot, but may decline to enroll a vehicle that they drive to work 50 miles a day in stop and go traffic.

The Snapshot discount is not based on location or speed. The device does not have GPS technology, so Progressive does not know where the car is, and does not take into account how fast the car is being driven.

"The best thing about Snapshot is that it is discount only", Wotton says. "It is free to add to your policy, easy to plug in, and your rates can only go down"

About E. C. MORAN INSURANCE - in business since 1896, it is a four generation family agency, locally owned and operated. They can offer you advice and personal service. For more information about snapshot, call the agents of E. C. MORAN at 207-594-4300 or email

Rockland, Maine Insurance Agency

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